This service is designed for wholesalers, fix-and-flippers, and other investors who need quick capital to move their deal through escrow.

No written contract in place? That’s not a problem. If you need expert guidance from contract to closing, River Country Transactions can assist you every step of the way.

We will partner with you through the EMD funding process to ensure a smooth, timely transaction. Our standard terms include:

• Flat fee: 40% return on all EMD deals

• Minimum return: $1,500

• Pre-funding fee: $250 non-refundable, due prior to funding to cover administrative costs

Here’s how it works: If the deal closes, we receive the initial EMD loan amount plus the agreed-upon return.

This funding approach is commonly referred to as the Gator Method, a term coined by Pace Morby. Gator Lending provides buyers and wholesalers with the earnest money deposit (EMD) funds they need to secure a real estate contract—fast.